On-line Debt Counselling training is now vailable for learners countrywide!


  • 1. Training will be ten days which is spread over 15 working days 
    2. There will be a mock examination  and examination month end.
    3. Pass mark is 75% no more 80%
    4. Leaners will get one opportunity to rewrite examination if a leaners fails again a fee will be applicable to rewrite for the second time.



                   Commence Date

                   Final Examination Date

6th March 2023

31st March 2023

5th June 2023

30th June 2023

4th September 2023

29th September 2023

6th November 2023

30th November 2023


For more details and registration forms please call:

Thabo Khanye at 0828715586 (Email: thabo@rudocon.co.za )

Mahlodi Sekati at 0761568366 (Email: matlodi@rudocon.co.za)


What is the Debt Counsellor Training all about?

The National Credit Act was passed by Parliament in December 2005. This act makes provision for Debt Counselling programme to assist over-indebted customers. The programme needs to be implemented by Debt Counsellors who are competent and registered by the National Credit Regulator (NCR). For you to register as a debt counsellor you are required to undergo training, which is approved by the NCR, and comply with all the requirements set out in the National Credit Act and Regulations.


Target Audience

The program is targeted at individuals who have a:

  • Grade 12 certificate or equivalent NQF level 4 qualifications.
  •  Minimum of two years working experience in any of the following fields: o
    • Consumer protection, complaints resolution or consumer advisory services
    • Legal or Para-legal services
    • Educating or training individuals
    • Counselling of individuals
    • General business environment


The individual should also:

  • Display the ability to provide counselling or transfer skills
  • Demonstrate an ability to manage his/her own finances


Course Outline

The course consists of 9 Modules namely: 

Module 1

Introduction to The SA Credit language

Module 2

The Credit Granting Cycle

Module 3

Understanding the Cost of Credit

Module 4

Debt Enforcement vs Debt Relief

Module 5

The legislative & Regulatory Framework for Debt Counselling

Module 6

Applying the Debt Counselling Process

Module 7

The Pivot of the Debt Counselling Process: Calculating Over-Indebtedness

Module 8

Court Application Process

Module 9

The Debt Counselling Profession



Assessment and Examination

Leaners will have to complete exercises at the end of each module, on the Tuesday of the last week leaners will write a three hour Mock examination and on the last Friday leaners will write a three hours examination and pass mark is 75%.


In which language is training conducted?

All the materials are in English which is the main language of instruction. The needs of learners will be considered and where possible, trainers can facilitate in the required language specified at the time of booking.

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