On-line Debt Counselling training is now available for learners countrywide!


  • RUDO Zoom/On-line Debt Counselling training is now available for all leaners countrywide.
  • First training for 2021 will commence on the 08th February 2021 – 26th February 2021, please find the full training schedule for 2021 below.
  • The duration of the training is ten days but spread over 15 working days.
  • There will be a mock examination on the Tuesday of the last week of training and examination on the last day.
  • Learners will be provided with full details of the training on the first day of training.
  • Training will be delivered as follows:
    • Leaners will be provided with an induction manual, training manual (Study guide), classroom reading Pack 1 and 2 before training commences. This will be couriered to the leaners upon effecting payment (10 days before the commencement of training)
    • Leaners will be provided with the Zoom log in details two days before training commences.
  • Detailed training schedule below

                   Commence Date

                        Mock Examination Date

                   Final Examination Date

8th February 2021

23rd February 2021

26th February 2021

8th March 2021

23rd March 2021

26th March 2021

5th April 2021

20th April 2021

23rd April 2021

3rd May 2021

18th May 2021

21st may 2021

7th June 2021

22nd June 2021

25th June 2021

5th July 2021

20th July 2021

23rd July 2021

2nd August 2021

17th August 2021

20th August 2021

6th September 2021

21st September 2021

24th September 2021

4th October 2021

19th October 2021

22nd October 2021

1st November 2021

16th November 2021

19th November 2021


For more details and registration forms please call:


Mmamosa Khanye at (012) 663 3251 or 0826146176 (Email: mmamosa@rudocon.co.za)

Thabo Khanye at 0828715586 (Email: thabo@rudocon.co.za)

Mahlodi Sekati at 0761568366 (Email: matlodi@rudocon.co.za)


What is the Debt Counsellor Training all about?

The National Credit Act was passed by Parliament in December 2005. This act makes provision for Debt Counselling programme to assist over- indebted customers. The programme needs to be implemented by Debt Counsellors who are competent and registered by the National Credit Regulator (NCR). For you to register as a debt counsellor you are required to undergo training, which is approved by the NCR, and comply with all the requirements set out in the National Credit Act and Regulations.


Target Audience

The program is targeted at individuals who have a:

  • Grade 12 certificate or equivalent NQF level 4 qualifications.
  •  Minimum of two years working experience in any of the following fields: o
    • Consumer protection, complaints resolution or consumer advisory services
    • Legal or Para-legal services
    • Educating or training individuals
    • Counselling of individuals
    • General business environment


The individual should also:

  • Display the ability to provide counselling or transfer skills
  • Demonstrate an ability to manage his/her own finances


How long is the training course?

  • RUDO On-line Debt Counselling training is now available for learners countrywide
  • Training will commence on the 29th June 2020
  • The training will be delivered online through:
    • A voice over presentation
    • Online formative assessments per module
    • Clarification of any concerns every second day via email (Questions are to be sent one day in Advance)
  • All Candidates will be provided with a Study Guide
  • The duration of the training is 10 days – with the last day set aside for a three hour examination
  • Please check our calendar for the course dates however the first on line training is scheduled for the 29th June 2020 – 10th July 2020.
  • The cost for training  is R8000.00 and includes the training material, tuition, formative assessments, administering the examination and certification.


What courses are covered?

The course consists of 6 Modules namely: -

Module 1

– Legislation




  • Introduction to the NCA
  • Institutional arrangements
  • Purpose of the Act
  • Application of the Act
  • Credit agreements under the NCA
  • Classifications of Credit Agreements
  • Contractual disclosures
  • Unlawful provisions and their consequences
  • Unlawful credit agreements and their consequences of unlawful Financial charges under the NCA

Module 2

 Over-indebtedness and reckless lending

  • Over-indebtedness
  • Reckless Lending


Module 3

 Consumer Credit Information


• Consumer Credit Information

• Retention period for credit bureau info

• Maintenance and retention

• Submission of consumer credit info

• Removal of records

• Credit bureau report

• Similarities with credit reports


Module 4

 Debt Counselling

• Definition of debt Counselling and registration requirement


Module 5

 DC step by step process

• The entire process of conducting debt review


Module 6

–Referral to the court and Generic Knowledge for DC

• General Background to the Magistrate Court Act

• Basic Business Management




• 3-hour examination



Where does training take place?

RUDO Consulting; Room 308a, Third Floor, Lougardia Building; Corner Hendrik Verwoerd & Embankment Road, Centurion, Pretoria


Assessment and Examination

You will be expected to write a three-hour open book examination on the last (7th) day of the course


In which language is training conducted?

All the materials are in English which is the main language of instruction. The needs of learners will be considered and where possible, trainers can facilitate in the required language specified at the time of booking.


Method of payment

  • The fees for the entire course are R8 000. This amount includes facilitation, course materials, assessment and certification.
  • Payment to be made in cash or EFT only. Cheque payments are not allowed.
  • Payment to be made 7 days prior to the scheduled training to the following banking account:


RUDO Retail

Absa Bank SA

Acc. No: 9206431652

Branch: Centurion

Branch Code: 632005


Please complete forms below and forward proof of payment to Mmamosa at mmamosa@rudocon.co.za or Molemo at molemi@rudocon.co.za or call (012) 663 3251 for more information

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