On-line Debt Counselling training is now available for learners countrywide!


  • RUDO Zoom/On-line Debt Counselling training is now available for all leaners countrywide.
  • First training for 2021 will commence on the 08th February 2021 – 26th February 2021, please find the full training schedule for 2021 below.
  • The duration of the training is ten days but spread over 15 working days.
  • There will be a mock examination on the Tuesday of the last week of training and examination on the last day.
  • Pass mark is 75%
  • Leaners will be provided with one opportunity to rewrite and if a leaner fails again then a fee will be applicable to rewrite for the second time
  • Learners will be provided with full details of the training on the first day of training.
  • Training will be delivered as follows:
    • Leaners will be provided with an induction manual, training manual (Study guide), classroom reading Pack 1 and 2 before training commences. This will be couriered to the leaners upon effecting payment (10 days before the commencement of training)
    • Leaners will be provided with the Zoom log in details two days before training commences.
  • Detailed training schedule below

                   Commence Date

                        Mock Examination Date

                   Final Examination Date

8th February 2021

23rd February 2021

26th February 2021

8th March 2021

23rd March 2021

26th March 2021

5th April 2021

20th April 2021

23rd April 2021

3rd May 2021

18th May 2021

21st may 2021

7th June 2021

22nd June 2021

25th June 2021

5th July 2021

20th July 2021

23rd July 2021

2nd August 2021

17th August 2021

20th August 2021

6th September 2021

21st September 2021

24th September 2021

4th October 2021

19th October 2021

22nd October 2021

1st November 2021

16th November 2021

19th November 2021


For more details and registration forms please call:


Mmamosa Khanye at (012) 663 3251 or 0826146176 (Email: mmamosa@rudocon.co.za)

Thabo Khanye at 0828715586 (Email: thabo@rudocon.co.za)

Mahlodi Sekati at 0761568366 (Email: matlodi@rudocon.co.za)


What is the Debt Counsellor Training all about?

The National Credit Act was passed by Parliament in December 2005. This act makes provision for Debt Counselling programme to assist over- indebted customers. The programme needs to be implemented by Debt Counsellors who are competent and registered by the National Credit Regulator (NCR). For you to register as a debt counsellor you are required to undergo training, which is approved by the NCR, and comply with all the requirements set out in the National Credit Act and Regulations.


Target Audience

The program is targeted at individuals who have a:

  • Grade 12 certificate or equivalent NQF level 4 qualifications.
  •  Minimum of two years working experience in any of the following fields: o
    • Consumer protection, complaints resolution or consumer advisory services
    • Legal or Para-legal services
    • Educating or training individuals
    • Counselling of individuals
    • General business environment


The individual should also:

  • Display the ability to provide counselling or transfer skills
  • Demonstrate an ability to manage his/her own finances


Course Outline

The course consists of 9 Modules namely: 

Module 1

Introduction to The SA Credit language

Module 2

The Credit Granting Cycle

Module 3

Understanding the Cost of Credit

Module 4

Debt Enforcement vs Debt Relief

Module 5

The legislative & Regulatory Framework for Debt Counselling

Module 6

Applying the Debt Counselling Process

Module 7

The Pivot of the Debt Counselling Process: Calculating Over-Indebtedness

Module 8

Court Application Process

Module 9

The Debt Counselling Profession


Where does training take place?

Due to COVID 19 training is online/Zoom


Assessment and Examination

Leaners will have to complete exercises at the end of each module, on the Tuesday of the last week leaners will write a three hour Mock examination and on the last Friday leaners will write a three hours examination and pass mark is 75%.


In which language is training conducted?

All the materials are in English which is the main language of instruction. The needs of learners will be considered and where possible, trainers can facilitate in the required language specified at the time of booking.

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